It All Begins with Home

We're committed to helping families and individuals achieve their dreams of homeownership.

We Help Homebuyers, Lenders, and More

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Home
Loans

Discover the mortgage that's right for you.

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Wholesale
Brokers

Tools and resources that give brokers a competitive advantage.

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Correspondent Lenders

The service and support lenders want from a partner they can trust.

Why choose Franklin American Mortgage?

  • Mortgages are all we do.

    Unlike traditional banks, mortgages are our sole focus. That means we give you more loan options and provide expert solutions – no one knows mortgages like we do.

  • We care about our customers, not just their loans.

    Thanks to modern technology, getting a mortgage has never been faster or easier. But we still believe there’s no substitute for good customer service. You’ll have a mortgage expert with you every step of the way.

  • Your peace of mind is invaluable.

    Nobody likes surprises or delays at closing. Unlike some lenders, we handle the mortgage underwriting and processing in-house, so we’ll have everything in order when it matters most.

Find out how we will help you with the homebuying process.

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Home Is Where Our Heart Is

At Franklin American Mortgage, we’re in the business of making homes possible – sowing the seeds of prosperity for generations to come. We’ve been helping Americans with home loans for over 20 years, driven by a desire to make every dream home a reality and a commitment to being there throughout the mortgage process and beyond.

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Our Most Popular Mortgages

Conventional Mortgage
15- and 30-year

Conventional Fixed Loans

By far the most popular type of home loan, conventional fixed-rate mortgages let you lock in an interest rate for the entire loan duration. They’re often the best choice if you’re planning to stay in the same home for many years.

FHA Loans
Federal Housing Administration

FHA Loans

Unlike conventional loans, FHA loans are insured by the Federal Housing Administration. This lets them offer low downpayment requirements and flexible options for approval, making them a great choice for first-time homebuyers.

ARM Loans
Adjustable Rate Mortgage

ARM Loans

Adjustable rate loans have a variable interest rate that changes over time, based on market conditions. Their low initial rates make them worth considering if you’re planning a short-term move.

VA Loans
Veterans Affairs

VA Loans

VA loans are guaranteed by the Department of Veterans Affairs and available to veterans, active military, and military families. They offer 100% financing, meaning you can purchase a home without making a downpayment.

Rural Housing
USDA

Rural Housing

Backed by the USDA, these loans help borrowers with low to moderate incomes buy or renovate homes in eligible rural and suburban communities. If you qualify, they’re an excellent way to secure 100% financing.

Franklin American Mortgage is a six-time recipient and Hall of Fame Member in the Inc. 500, recognizing the nation's fastest-growing companies.

What Homeowners Are Saying

I cannot say enough good things about this company and everyone involved with my loan. All of you made this process a dream. Thank you!

Victoria
Springfield, MO

Proud Sponsor

We are proud to be the title sponsor of the Franklin American Mortgage Music City Bowl, held annually in Nashville, TN. One of college football’s premier bowl games, the Franklin American Mortgage Music City Bowl matches up elite teams from the SEC, ACC, and Big 10 conferences.

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Giving Back to Our Communities

We care about the communities we serve and give back to. It’s an important part of who we are and what we stand for.

How We Give Back

We’re Here to Help

It’s natural to have questions when it comes to home financing: How do I know if I’ll be approved? Will too many credit checks hurt my score? My loan was sold – what does that mean for me?

That’s where we come in. As mortgage experts, we’re happy to answer all of your questions, big or small. So give us a call or send us an email. You’ll be glad you did.

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