Despite Loosened Standards, Borrower Credit Scores Still High

DTI and LTV ratios have been relaxed, but the average credit score of borrowers is trending upward.
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Cash-out to a Higher Rate?

More and more Americans are cashing out home equity by refinancing to a higher rate.
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Cash-out to a Higher Rate?

More and more Americans are cashing out home equity by refinancing to a higher rate.
Full story
Rates Fall Again
Jan
28
Continuing the trend for 2020, rates fall once again.
A Banner Year?
Jan
28
The new year is shaping up to be a good one for homebuyers
CFPB Proposes ATR/QM Change
Jan
22
Proposed changes could alter requirements for loans that qualify for the GSE patch.
 

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