Industry News

Freddie Mac Forecasts big 2020

November 26, 2019

Freddie Mac forecasts back-to-back years of $2 trillion in residential loan originations.
New Homeowners Entering the Market

November 26, 2019

There may be an influx of new homeowners entering the market in the next three years.
Uniform Residential Loan Application Gets a Redesign

November 19, 2019

Fannie Mae and Freddie Mac unveiled a redesigned Uniform Residential Loan Application.
A Recession May Not be Coming

November 12, 2019

Will the longest period of economic expansion continue?
Supreme Court to hear CFPB Leadership Case

November 12, 2019

The Supreme Court will take on a case challenging the constitutionality of the Consumer Financial Protection Bureau’s leadership.
Freddie Mac extends use of Uniform Underwriting and Transmittal Summary

November 5, 2019

Freddie Mac will allow use of the Uniform Underwriting and Transmittal Summary past the previously announced February 1, 2020 deadline.
Consumer Buying Power Increases in July

October 22, 2019

Consumer house-buying power increased 0.5% between June 2019 and July 2019.
Does Higher Debt-to-Income Ratio Signal Default Probability?

October 16, 2019

An Urban Institute study examines default ratios on higher DTI loans.
Fannie and Freddie Permitted to Retain Earnings

October 8, 2019

The Federal Housing Finance Agency announced the first of moves to wind down conservatorship of GSEs.
Millennials are Flocking to the Suburbs

September 24, 2019

More and more millennials are working stable jobs and ready to settle down.
HUD Proposes Fair Housing Changes

September 10, 2019

Changes could be coming to the Fair Housing Act’s disparate impact standard.
More Rate Cuts Coming?

September 10, 2019

According to Fannie Mae, we will see two more rate cuts before the end of the year.
One in Four Home Searchers Looking to Move Cities

August 27, 2019

The number of home searchers looking to move to a new city increased slightly from last year.
Homeownership Rate Falls

August 20, 2019

The Census Bureau reported that the homeownership rate fell slightly in the second quarter.
Amazon Collaborates with Realogy

August 20, 2019

In a joint venture, Amazon and Realogy partner to start TurnKey.
Administration Won’t Rush Fannie and Freddie Conservatorship Plan

August 12, 2019

The plan for removing GSEs from conservatorship may come in September.
Proposed Rulemaking Could End Qualified Mortgage Patch

August 12, 2019

An advance notice of proposed rulemaking could end the current Qualified Mortgage patch or redefine the parameters of a qualified mortgage.
New Rules for HUD Cash-Out Refi

August 12, 2019

HUD is reducing the amount of equity that can be withdrawn using a cash-out refinance.
Home Equity Increasing

August 5, 2019

The average homeowner gained $6,400 in home equity over the last 12 months.
New Report Addresses GSE Patch Expiration

August 5, 2019

A new report highlights concerns with letting the GSE patch expire.