Industry News

CFPB Proposes ATR/QM Change

January 22, 2020

Proposed changes could alter requirements for loans that qualify for the GSE patch.

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Housing Wealth for Seniors Reaches New Peak

January 21, 2020

Yet another increase in senior homeowners’ wealth can be attributed to an increase in home values.

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New Agreement Stabilizes Materials Cost

January 21, 2020

The U.S.-Mexico-Canada Agreement will stabilize the prices of materials used in construction.

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Use of the Uniform Residential Loan Application Delayed

January 14, 2020

Mandatory use of the Uniform Residential Loan Application has been delayed until November.

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Allowing Two Units on Single-Family Lots Could Ease Affordability Crisis

January 14, 2020

As home affordability becomes more difficult, allowing for greater density could be the solution.

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Housing Markets Should Remain Stable in 2020

January 7, 2020

After seeing extraordinary growth in 2017 and 2018, the markets are predicted to stabilize at 2019’s rate.

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CFBP to Assess TRID

December 17, 2019

The Consumer Financial Protection Bureau has announced that it will assess TRID’s effectiveness.

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Freddie Mac Forecasts big 2020

November 26, 2019

Freddie Mac forecasts back-to-back years of $2 trillion in residential loan originations.

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New Homeowners Entering the Market

November 26, 2019

There may be an influx of new homeowners entering the market in the next three years.

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Uniform Residential Loan Application Gets a Redesign

November 19, 2019

Fannie Mae and Freddie Mac unveiled a redesigned Uniform Residential Loan Application.

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A Recession May Not be Coming

November 12, 2019

Will the longest period of economic expansion continue?

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Supreme Court to hear CFPB Leadership Case

November 12, 2019

The Supreme Court will take on a case challenging the constitutionality of the Consumer Financial Protection Bureau’s leadership.

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Freddie Mac extends use of Uniform Underwriting and Transmittal Summary

November 5, 2019

Freddie Mac will allow use of the Uniform Underwriting and Transmittal Summary past the previously announced February 1, 2020 deadline.

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Consumer Buying Power Increases in July

October 22, 2019

Consumer house-buying power increased 0.5% between June 2019 and July 2019.

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Does Higher Debt-to-Income Ratio Signal Default Probability?

October 16, 2019

An Urban Institute study examines default ratios on higher DTI loans.

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Fannie and Freddie Permitted to Retain Earnings

October 8, 2019

The Federal Housing Finance Agency announced the first of moves to wind down conservatorship of GSEs.

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Millennials are Flocking to the Suburbs

September 24, 2019

More and more millennials are working stable jobs and ready to settle down.

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HUD Proposes Fair Housing Changes

September 10, 2019

Changes could be coming to the Fair Housing Act’s disparate impact standard.

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More Rate Cuts Coming?

September 10, 2019

According to Fannie Mae, we will see two more rate cuts before the end of the year.

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One in Four Home Searchers Looking to Move Cities

August 27, 2019

The number of home searchers looking to move to a new city increased slightly from last year.

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